Line of Credit

When you need money quick, we can help. At First Virginia™ we provide easy, flexible and friendly solutions to your everyday financial needs.

Sometimes people need emergency cash to meet unexpected expenses quickly and conveniently. An increasing number of consumers choose a line of credit to cover short–term financial needs. A line of credit from First Virginia™ will give you and your family peace of mind, knowing that money is available when you need it. Also, remember, a First Virginia™ Line of Credit costs you nothing unless you use it.

How it works:

You may be issued an Insight Visa® Prepaid Debit Card.* Advances on your First Virginia™ line of credit may be loaded onto this prepaid debit card or by calling or visiting one of our stores. You can then use your debit card anywhere Visa® is accepted. You can even use the card for online and mail-order purchases.


• Up to $5,000
• 150% to 264% APR
• No minimum monthly finance charge or annual fee

Required Documentation:
• Proof of Income
• Proof of Address
• Voided Check
• Valid Government-Issued ID
• Valid Checking Account
• Verifiable Phone Number

Why First Virginia™?

• Get money you need fast
• Get up to a $5,000 line of credit
• Our stores are conveniently located with flexible hours
• Our employees will help you through the entire process

* See Insight terms and conditions for an explanation of fees and charges applicable to cards. Insight Visa® Prepaid Debit Cards are issued by Republic Bank of Chicago or Axiom Bank, members FDIC, pursuant to a license from Visa U.S.A., Inc. © Insight Card Services LLC. All rights reserved.